Insurance

Flarecast's modeled wildfire risk can inform insurers about the historical fire conditions in an area and add to their own assessment of it. It can also help those seeking insurance demonstrate and quantify the wildfire risk in their area.

A neighborhood of homes fills a valley below chaparral-covered hills, with more houses climbing the slopes behind.
The Flarecast map for a single property: a home marked on the edge of a subdivision, with the simulated fire starts that reach it shown in red inside one outlined zone, and a panel with the property's static wildfire risk score, built from historical fire weather and ignition records.
Sample view with illustrative data

Insurance Use Cases

A historical wildfire risk assessment is run for the structure, using the fire weather it has experienced and the fire regime of the surrounding area. The result is a wildfire risk score for that structure, with supporting documentation showing where the fires that could reach it are likely to start.

An aerial view looking straight down at homes whose back yards meet a strip of dry grass and dense chaparral.

A historical analysis of fire weather and fire regime highlights the wildfire risk facing a neighborhood or area of interest, and shows where insured structures could be affected. Decision makers can see where that risk concentrates.

Thousands of tract homes spread across the valley floor below a scrub-covered hillside, with development reaching to the distant ridges.

A property owner or community could use a Flarecast historical wildfire risk assessment as supplementary evidence for an insurer, demonstrating the wildfire risk in their area.

An aerial view of a small town at the edge of a forested hillside: a school, playing fields, and homes on the valley floor, with wooded ridges on the horizon.

Features

Check out the features

Risk scores, fire simulations, live fire tracking, alerts, and locked daily records are covered in full on the Features page.

Features

Talk through the insurance use case in a live demo.

A look at the model's outputs for a property and a neighborhood, shared with qualified teams during evaluation.

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